The 7 Big Downsides to Using Capital One Cards…To see my essential cards right now go 👉 https://rdguarantee.link/Best-Credit-Cards and Click „Show More” to see Ad Disclosure.
✅ Featured In this Video:
➔ Capital One Venture X Rewards Credit Card: https://rdguarantee.link/Capital-One-Venture-X
➔ Capital One Savor Cash Rewards Credit Card: https://rdguarantee.link/Capital-One-Savor-One
💳 My Favorite Cards:
➔ All My Favorites: https://rdguarantee.link/Best-Credit-Cards
💬 Credit Card Consulting: https://rdguarantee.link/Consulting
💰 Best Financial Apps:
➔ Robinhood (Free Stock up to $200): https://rdguarantee.link/Robinhood
✏️ My Thoughts:
Thinking about applying for a Capital One credit card? In this video, I’m diving deep into the less-talked-about aspects of Capital One to help you decide if it’s the right choice. I’ve covered Capital One’s strengths on this channel many times before, but today, I’m highlighting the cons so that new and potential cardholders have a realistic view of what they’re getting into. From challenging approval processes to issues with redeeming miles, this breakdown will give you the insider knowledge you need to make an informed choice.
We’ll discuss important topics that you need to know about and discuss critical details that set Capital One apart from other issuers. We’ll also cover redemption value, transfer partners, and portal issues, which are key pain points for many cardholders.
Lastly, while Capital One’s lounge access through the Venture X is a perk, lounge quality and availability can be inconsistent. This video aims to give you a full picture of Capital One’s offerings—both the good and the not-so-good—so you can decide if it’s truly the right provider for you.
⏰ Timestamps:
0:00 – Intro
0:58 – Problem #1: Approval Process
2:29 – Problem #2: Capital One Mile Value
4:45 – Problem #3: Transfer Partners
7:27 – Problem #4: Travel Portal
8:47 – Problem #5: Lounge Access
10:55 – Problem #6: VX Off-Ramp
11:58 – Problem #7: Card Offerings
12:09 – Disclaimers
🚩Advertiser Disclosure:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only as the time of the video publishing date and may have changed by the time you watch it.
The RD Guarantee is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity.
Capital One:
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Hertz:
Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.