Want to get your first credit card but don’t know how credit works? Street Cents is back here to explain! You might be working your first job, but you still don’t have enough to buy that new apple watch. And you think, „credit cards are free money!” Well not really. We talk about secured credit cards in this skit, the easiest type of card to get for teens with no financial history. We discuss deposits, credit limits, and building a credit history. Learn from the two best friends Mercedes and Ray as they lounge and vibe out with a cozy and educational conversation. Wether you’re a student in high school, or just starting university/ college, it’s never too soon to start building credit and saving money!